Individual Incentive 10 Dental Covered Services

 

Covered Services are those services or supplies that are required to prevent, diagnose, or treat diseases or conditions of the teeth and supporting tissues and are Dentally Appropriate. These services must be performed by a Dentist or other provider practicing within the scope of his or her license.

Subject to the limitations and conditions described in the policy, the following will be considered covered services under your policy:


Preventive Services

•   Cleanings, limited to 2 per benefit year, whether they’re considered cleanings or periodontal maintenance (periodontal maintenance covered under major services)

•   Oral exams allowed, two per benefit year

•   Fluoride Treatment allowed two applications per benefit year for members age 17 and under

•   X-ray bitewings: allowed one set limited to twice per benefit year, panoramic and full mouth series: limited to once every three years

•   Sealants allowed for permanent bicuspids and molars for members age 17 and under

•   Space Maintainers allowed for members age 11 and under


Restorative Services

•   Fillings, composite and amalgam

•   Emergency treatment for pain relief only

•   Oral surgery including surgical extractions, removal of teeth, biopsies and incision and drainage

•   General anesthesia or intravenous sedation allowed for members age 6 and under.

•   Direct pulp capping


Major Services

·         Crowns or onlays and related services

·         Bridges (fixed partial dentures)

·         Dentures (full or partial) and related services

·         Endosteal Implants and related services; implants are limited to four per lifetime per member

·         Endodontics including root canal treatment, pulpotomy, apicoectomy

·         Periodontal maintenance, limited to 2 per benefit year in lieu of preventive cleaning.

·         Scaling and root planing allowed once every two years per quadrant

·         Debridement allowed once every three years

·         Gingivectomy and gingivoplasty allowed once every three years per quadrant

•  Osseous and mucogingival surgery allowed once every five years per quadrant

Replacement of prosthetics is limited to replacements made at least seven years from the most recent placement; limited to once in a seven year period.


Incentive 10 Dental Exclusions