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                       Group Health Options, Inc.  - 2011 Individual & Family HealthPays HSA       

                                        HEALTHPAYS Health Savings Account Benefit Summary
  Benefits              
PCY=Per Calendar Year
ALLIANT PLUS
IN-NETWORK
ALLIANT PLUS
OUT-OF-NETWORK
  Annual Deductible
Individual:  $2,750
Family:  $5,500
  Coinsurance
(what you pay)
20% 40%
  Out-Of-Pocket Maximum (includes deductible & coinsurance) Individual:  $5,100
Family:  $10,200
  BENEFITS                                                                                            (DEDUCTIBLE DOES NOT APPLY)
  Preventive Care
For children and adults, including physicals and immunizations, as established in Group Health's preventive care schedule. 
Covered in full 40%
$300 individual/$600 family annual benefit maximum
  BENEFITS                                                                                          (AFTER DEDUCTIBLE, MEMBER PAYS)
  Office Visits (Includes mental health outpatient services) 20% 40%
  Manipulative Therapy
Limit total visits PCY to 10 combined for both in- and out-of-network.
20% 40%
  Acupuncture
20%
up to 8 visits PCY
40%
  Naturopathy
20%
 up to 3 visits PCY
40%
  Maternity Care Not Covered Not Covered
  Lab/X-Ray Services 20% 40%
  Hospital Visits - Inpatient
Hospital room and board; inpatient surgery; anesthesia, intensive and coronary care, laboratory tests, radiology services, drugs while in hospital. Includes mental health inpatient treatment.  Maternity care not covered.
20% 40%
  Emergency Care 20% 40%
  Devices, Equipment & Supplies (DME & Prosthetics) DME:  Covered at 50% up to $5,000 in charges ($2,500 max. benefit PCY)
Prosthetics:  Covered at 50% up to $40,000 in charges ($20,000 max. benefit PCY)
  Vision Care
Not Covered Not Covered
  Prescription Drugs
   
Not Covered Not Covered

All Plans cover on-the-job-injury-related health care costs for partners, proprietors, or corporate officers who are not covered by a workers' compensation act, subject to the plan's cost shares and benefit limitations.

Note:  This is only a summary of the major benefits provided by Group Health Options, Inc..  This is not a contract.  See Benefit Booklet/Contract for specific coverage information. 

Questions?  800-877-8019                                                                                                                                              Copyright 2011, Green Financial, All Rights Reserved

 



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